Posts Tagged ‘Microsoft Network Monitor 3.0 X64’

4G on the Baby-Monitor Frequency

Early next year in a swath of northern Florida, as many as 8,000 people will be able to get 4G wireless broadband with a twist: the service will beam over a frequency normally used by gadgets like garage-door openers and baby monitors.

The project at Northeast Florida Telephone, using gear from a startup called XG Technology of Sarasota, Florida, appears to be the first commercial use of cognitive radio, which senses available frequencies and switches between them on the fly. Cognitive radios are now used mainly by the military.

The technology is one of many creative approaches that will be needed to forestall a spectrum shortage triggered by the boom in super-fast smartphones. U.S. mobile data traffic quadrupled last year.

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Story continues below

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Other companies are filling gaps with something called “super Wi-Fi,” tapping unused parts of the TV spectrum (also often called white spaces) to deliver service. But those frequencies become available only with advance notice, not on an instant, real-time basis.

The $2.4 million Florida project is different. When it is running, the service will send and receive signals over the 902 to 928 megahertz band—the usual domain of cordless phones, baby monitors, garage-door openers, and similar short-range devices. (Normally, in the United States, cell-phone service is delivered in the 800 megahertz and 1,900 megahertz bands.) Then, using an approach called dynamic spectrum access, the technology divides that range into 18 channels, and uses real-time sensing to detect sudden interference—triggered by someone else using the channel to, say, open the garage—and switch channels within 20 milliseconds. The service should deliver data at six megabits per second, about four times faster than DSL service.

The service provider will install about 130 bread-box sized transmitters on rooftops and light poles in the area, and then give each subscriber a device the size of a deck of cards. The subscriber could use that converter box at home or while mobile. In the future, such a converter could be miniaturized and included within smartphones.

Despite the drawback of having to tote around the converter for now, people in Baker County, Florida, “will have, for the first time, access to pretty good broadband speeds at low prices, and they’ll have it for fixed and mobile, and access to mobile voice at very competitive prices,” says Ben Dickens, counsel to Northeast Florida Telephone. (Dickens says he doesn’t yet know what the monthly pricing will be.)

Craig Partridge, chief scientist for networking research at Raytheon BBN Technologies in Cambridge, Massachusetts, says the Florida deal will mark the first commercial use of cognitive radios and will highlight the fact that the technology has “an important role to play in the commercial sector.”

The Florida carrier is one of about 1,300 U.S. carriers serving rural areas that may never get full coverage from giants like ATT and Verizon. The FCC is subsidizing myriad efforts to fill these gaps. Last week, for example, it announced $300 million in grants to bring mobile broadband to rural areas that include 83,000 miles of roadway (see “635,392 U.S. Road Miles Lack 3G or 4G.”)

Other companies are making advanced cognitive radios and research platforms, including Cognitive Radio Technologies, a startup out of Virginia Tech, and Radio Technology Systems of Ocean Grove, New Jersey (see “Frequency Hopping Radio Wastes Less Spectrum“). The latter company’s research platform, called CogRadio, stretches the approach to new limits. It’s able to sense available spectrum and switch between frequencies anywhere from 100 megahertz to 7.5 gigahertz.

Such a radio, if it ever became cheap enough, could ultimately make optimal use of any spectrum all the way from AM and FM bands though television and Wi-Fi and cellular frequencies—even delivering unbroken audio and video streams that might at any given moment be using any piece of that spectrum.

Such technologies will increasingly be needed. A White House report, coauthored by industry leaders including Google chairman Eric Schmidt, earlier this year urged the industry to develop intelligent spectrum-sharing technologies.

And last week in a speech, FCC chairman Julius Genachowski reiterated that “spectrum is finite, at least with current and foreseeable technologies. Just as we must pursue future-oriented energy technologies and policies, we have no choice on our airwaves: we must make better, more efficient use of spectrum.” He added: “The sobering fact is that based on today’s projections and today’s technologies, demand threatens to outpace the supply of spectrum available for mobile broadband in the coming years.”

Computer Security News

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• Chinese hackers got sensitive US data
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• Five Common Corporate Pitfalls in Cyber Security Management
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• FT is latest media group attacked by Syrian hackers
  The Financial Times has confirmed that its website and several Twitter accounts were hacked by the Syrian Electronic Army . […]
• Michigan startups attract $242 million in venture capital funding in 2012
  Contrary to the popular entrepreneurial storyline of meteoric rises and quick massive growth, the Michigan venture capital industry continued to grow at a reasonable and steady pace in 2012. […]
• Cyber Attack From Inside India Hits Pakistan Government
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• Yahoo Japan suspects 22 million user IDs stolen
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• WatchGuard Expands Network Security Support for Microsoft Hyper-V Customers
  WatchGuard's XTMv and XCSv Solutions Provide Robust, Scalable Security for Businesses Using Microsoft Virtualization Products Singapore, May 20, 2013 - - Recently at Interop 2013, WatchGuard Technologies, a global leader in manageable business security solutions, announced it is expanding its network security offerings for customers using Microsoft ... […]
• Lincolnshire hacker facing jail after cyber gang targeted global corporations
  Computer systems belonging to the CIA, the Pentagon and the NHS were hacked by a gang of cyber criminals which included a hacker from Lincolnshire. […]

4G on the Baby-Monitor Frequency

Early next year in a swath of northern Florida, as many as 8,000 people will be able to get 4G wireless broadband with a twist: the service will beam over a frequency normally used by gadgets like garage-door openers and baby monitors.

The project at Northeast Florida Telephone, using gear from a startup called XG Technology of Sarasota, Florida, appears to be the first commercial use of cognitive radio, which senses available frequencies and switches between them on the fly. Cognitive radios are now used mainly by the military.

The technology is one of many creative approaches that will be needed to forestall a spectrum shortage triggered by the boom in super-fast smartphones. U.S. mobile data traffic quadrupled last year.

<!–

Story continues below

–>

Other companies are filling gaps with something called “super Wi-Fi,” tapping unused parts of the TV spectrum (also often called white spaces) to deliver service. But those frequencies become available only with advance notice, not on an instant, real-time basis.

The $2.4 million Florida project is different. When it is running, the service will send and receive signals over the 902 to 928 megahertz band—the usual domain of cordless phones, baby monitors, garage-door openers, and similar short-range devices. (Normally, in the United States, cell-phone service is delivered in the 800 megahertz and 1,900 megahertz bands.) Then, using an approach called dynamic spectrum access, the technology divides that range into 18 channels, and uses real-time sensing to detect sudden interference—triggered by someone else using the channel to, say, open the garage—and switch channels within 20 milliseconds. The service should deliver data at six megabits per second, about four times faster than DSL service.

The service provider will install about 130 bread-box sized transmitters on rooftops and light poles in the area, and then give each subscriber a device the size of a deck of cards. The subscriber could use that converter box at home or while mobile. In the future, such a converter could be miniaturized and included within smartphones.

Despite the drawback of having to tote around the converter for now, people in Baker County, Florida, “will have, for the first time, access to pretty good broadband speeds at low prices, and they’ll have it for fixed and mobile, and access to mobile voice at very competitive prices,” says Ben Dickens, counsel to Northeast Florida Telephone. (Dickens says he doesn’t yet know what the monthly pricing will be.)

Craig Partridge, chief scientist for networking research at Raytheon BBN Technologies in Cambridge, Massachusetts, says the Florida deal will mark the first commercial use of cognitive radios and will highlight the fact that the technology has “an important role to play in the commercial sector.”

The Florida carrier is one of about 1,300 U.S. carriers serving rural areas that may never get full coverage from giants like ATT and Verizon. The FCC is subsidizing myriad efforts to fill these gaps. Last week, for example, it announced $300 million in grants to bring mobile broadband to rural areas that include 83,000 miles of roadway (see “635,392 U.S. Road Miles Lack 3G or 4G.”)

Other companies are making advanced cognitive radios and research platforms, including Cognitive Radio Technologies, a startup out of Virginia Tech, and Radio Technology Systems of Ocean Grove, New Jersey (see “Frequency Hopping Radio Wastes Less Spectrum“). The latter company’s research platform, called CogRadio, stretches the approach to new limits. It’s able to sense available spectrum and switch between frequencies anywhere from 100 megahertz to 7.5 gigahertz.

Such a radio, if it ever became cheap enough, could ultimately make optimal use of any spectrum all the way from AM and FM bands though television and Wi-Fi and cellular frequencies—even delivering unbroken audio and video streams that might at any given moment be using any piece of that spectrum.

Such technologies will increasingly be needed. A White House report, coauthored by industry leaders including Google chairman Eric Schmidt, earlier this year urged the industry to develop intelligent spectrum-sharing technologies.

And last week in a speech, FCC chairman Julius Genachowski reiterated that “spectrum is finite, at least with current and foreseeable technologies. Just as we must pursue future-oriented energy technologies and policies, we have no choice on our airwaves: we must make better, more efficient use of spectrum.” He added: “The sobering fact is that based on today’s projections and today’s technologies, demand threatens to outpace the supply of spectrum available for mobile broadband in the coming years.”

Ministry to monitor indiscriminate price increases

Posted on October 10, 2012, Wednesday

KOTA KINABALU: The Domestic Trade, Cooperative and Consumerism Ministry will be monitoring eateries and coffee shops to ensure that they do not indiscriminately increase their prices following the proposed reduction in sugar subsidy.

According to its minister, Datuk Ismail Sabri, the ministry is constantly getting reports from its officers at the district level about the situation there.

“But so far, we have not received many reports on price increase in coffee shops and eateries following the government’s decision to reduce the sugar subsidy,” he told a press conference after the Domestic Trade, Cooperative and Consumerism Ministry’s annual dialogue with industry players in Sabah yesterday.

He said this when asked to comment on the move by coffee shops and eateries to increase their prices following the reduction of sugar subsidy by 10 sen effective September 29.

Ismail however stressed that increase in prices at coffee shops and eateries was not necessarily caused by the reduction in sugar subsidy.

“There are many contributing factors such as the implementation of the minimum wage, increase in operational costs such as higher rental of premises,” he said.

He reiterated that the ministry would constantly be monitoring the situation to ensure that there would be no indiscriminate increase in prices of goods.

– Next Entry

Monitor: N.J. tax system 2nd worst among 50 states

More than two-and-a-half years into Governor Christie’s tenure, New Jersey ranks 49th in the nation for its tax climate for business, according to a report released Tuesday.

And that’s an improvement over the last two years, when it had the worst climate in the nation, according to the Tax Foundation, a Washington D.C.-based non-partisan research organization. New York is now on the bottom.

Leading the Foundation’s annual State Business Tax Climate Index are Wyoming, South Dakota and Nevada in that order.

New Jersey, which finished just below California, had the 49th worst property taxes in the report, the 48th worst individual income taxes and 46th worst sales tax. The state’s best ranking came in unemployment insurance tax, in which it was ranked 24th.

Christie has made improving the state’s business climate a top priority, and this year introduced an income tax cut proposal, but the legislature balked at the idea because of the state’s fiscal struggles.

The governor “vowed earlier this year that his state’s Index rank would improve from last year’s worst-in-the-country rank, and his promise has come through,” the report says. “But the reason that New Jersey has moved up one place to 49th best is actually because New York dropped.”

New York finished last because it had the “worst individual income tax, the sixth-worst unemployment insurance taxes and the six worst property taxes,” the report said.

ISPs to monitor peer-to-peer file-sharing in new anti-piracy plan

4 hrs.

Devin Coldewey
, NBC News

A long-delayed plan to curb piracy — a collaboration between ISPs, copyright holders and the White House — is set to go into effect by the end of the year. The “six strike” policy for handling those who seek and distribute copyrighted files is described as educational, but also calls for punitive measures.

The ”Copyright Alert System” has been in the works for years, and should be in action in the next few months, Jill Lesser, head of the Center for Copyright Information, told Wired. The CCI designed and has been promoting the alert system. While it was intended to launch sooner, public backlash around IP protection laws SOPA and PIPA was seen as potentially endangering the effort.

Copyright holders, such as the members of the RIAA and MPAA, have in the past resorted to filing thousands of lawsuits against file sharers, a tactic that is not only expensive and time-consuming, but is ineffective as a deterrent and often results in bad PR. There have been several well-publicized cases of people being bankrupted by the fines for trivial amounts of file sharing.

The CAS is seen as a more reasonable approach, though opponents raise objections regarding some core aspects, particularly that it is being put into place without user feedback. And given some potential outcomes, the CCI’s description of it as an “educational” program doesn’t exactly fit right.

It works like this: Instead of going straight from infringement to a cease-and-desist letter, there is an escalating series of alerts:

• First and second offense, a courtesy notice that the user’s connection was used for infringement.
• Third and fourth offense, a more conspicuous alert, such as a pop-up or being redirected to a page describing the problem.
• Fifth and sixth offense, one of several “mitigation measures” may be employed, such as throttling the connection or a more permanent redirect.

At any time, the user can request an independent review of their case, though it will cost $35 per challenge. Everyone also gets one “get out of jail free” card in the form of claiming the infringement was because of an unsecured Wi-Fi network. ISPs will have the final word on how far they take the measures, and may choose to go as far as terminating service or doing less than what is suggested.

Though it’s a more realistic approach than what’s been tried before, privacy advocates note that the policy still necessitates some level of invasive monitoring on the part of ISPs. And as the Electronic Frontier Foundation told NBC News in an email, the CAS was created and negotiated without any input from affected users:

In light of these repeated delays, it’s especially frustrating that the ISPs and the media companies behind this agreement haven’t taken the opportunity to revisit it altogether — this time with feedback from actual users. As it stands, the plan is tilted against the many subscribers of these large ISPs.

Also, as others have pointed out, the volume of traffic and potential infringement means that many of the infringement allegations will be made by automated systems — automation that could lead to embarrassing mistakes. And while it delineates actions by ISPs, it doesn’t restrict or recommend actions by rights holders, who will remain free to sue suspected pirates.

Reservations aside, it appears the policy will be put in place and any objections or corrections will have to be handled after the fact.

The ISPs participating are ATT, Cablevision, Comcast, Time Warner Cable and Verizon; each may implement their alerts differently. (NBCUniversal, parent of NBC News, is a subsidiary of Comcast.)

How the program works in theory is one thing, but the degree to which it will be enforced and the exact nature of the mitigation measures are still unknown. Once the CAS goes into effect later this year, further discussion — and even possible tweaks to the system — are to be expected.

Devin Coldewey is a contributing writer for NBC News Digital. His personal website is coldewey.cc.

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U.S. FDA Approves the Dexcom G4™ PLATINUM Continuous Glucose Monitor (CGM)

SAN DIEGO–(BUSINESS WIRE)–

Dexcom
(DXCM), a leader in continuous
glucose monitoring, announced today that the U.S. Food and Drug
Administration has approved its eagerly anticipated new continuous
glucose monitoring system, the Dexcom G4™ PLATINUM.

Clinical trials report up to approximately 19 percent improvement in
overall accuracy for the Dexcom G4 PLATINUM compared to the Seven Plus,
and approximately a 30 percent improvement in accuracy in the
hypoglycemia range (i.e., when blood glucose is less than 70mg/dl). The
overall accuracy and ease of use for the Dexcom G4 PLATINUM sets a new
standard for commercially available CGMs, making the Dexcom G4 PLATINUM
the most-advanced CGM system available.

“Improved accuracy in the critical hypoglycemic range is most important
from a life-saving point of view,” said Terrance H. Gregg, Dexcom CEO.
“The Dexcom G4 PLATINUM fulfills the promise of CGM for people with
diabetes by providing accurate and reliable real-time performance.”

Continuous glucose monitoring is considered the most significant
breakthrough in diabetes management in the past 40 years. The
traditional standard-of-care for glucose (blood sugar) measurement has
been a finger stick meter. Although they remain an essential part of a
comprehensive diabetes management program, finger stick meters are
inherently limited by the fact that, like a photograph, it only provides
data for the specific moment in which the measurement is completed; it
doesn’t show whether glucose is going up or down – or how fast.

By contrast, CGM provides an in-motion picture that shows not only
glucose levels, but also the speed and direction in which it is moving,
and alerts the user to sudden changes so they can take action.

The Dexcom G4 PLATINUM offers not only outstanding accuracy and
performance, but many new capabilities, including:

• Longest transmission range, enabling improved patient flexibility and
  convenience
• A smaller, discrete profile that fits busy lifestyles
• A first-of-its-kind color LCD display for easy viewing
• Customizable alerts with specific tones
• “Hypo alert” setting at 55 mg/dl that provides an increased level of
  safety – a feature that no other device has.

An ideal and convenient tool for diabetes management

The Dexcom G4 PLATINUM CGM system consists of just three parts: a
sensor, transmitter, and monitor.

The tiny sensor – about the diameter of a human hair —is inserted by the
user under the skin on the abdomen. A small transmitter sends data
wirelessly to a sleek and small monitor, which easily fits in a purse or
pocket. It provides data every 5 minutes for up to 7 consecutive days,
quickly and easily showing the body’s response to medication, food and
exercise. If users are outside their target zones, configurable alarms
alert them so that they can take action.

The Dexcom G4 PLATINUM is prescribed by a physician and covered by most
insurance plans for people taking insulin, and is indicated for use as
an adjunctive device to complement, not replace, information obtained
from standard home glucose monitoring devices. The company plans to
begin taking orders for the Dexcom G4 PLATINUM immediately and expects
to begin shipping to patients within the next several weeks. For more
information, visit www.dexcom.com.

About Dexcom, Inc.

DexCom, Inc., headquartered in San Diego, California, is developing and
marketing continuous glucose monitoring systems for ambulatory use by
patients with diabetes and by healthcare providers in the hospital.

Cautionary Statement Regarding Forward Looking Statements

DexCom is a medical device company with a limited operating history.
Successful commercialization of the company’s products is subject to
numerous risks and uncertainties, including a lack of acceptance in the
marketplace by physicians and patients, the inability to manufacture
products in commercial quantities at an acceptable cost, possible delays
in the company’s development programs, the inability of patients to
receive reimbursement from third-party payors and inadequate financial
and other resources. Certain of these risks and uncertainties, in
addition to other risks, are more fully described in the company’s
quarterly report on Form 10-Q for the period ended June 30, 2012, as
filed with the Securities and Exchange Commission on August 6, 2012.

Dexcom, Inc.
John Lister, 858-875-5369

Monitor: NJ tax system 2nd worst among 50 states

TRENTON, N.J. (AP) – New Jersey no longer has the worst business tax climate among the 50 states.

It’s moved up a spot to 49th.

That’s according to the Tax Foundation, a nonpartisan government fiscal monitor that ranks the states’ tax systems for businesses each year.

The ranking for 2013 was released Tuesday. It’s based on a snapshot of the states taken on July 1, the day most begin a new fiscal year. The foundation’s rating is based on tax hospitality to businesses and includes corporate and individual income taxes, sales and unemployment taxes and amount of property taxes.

New Jersey ranks in the bottom 10 in all but unemployment insurance taxes, where it falls in the middle of the pack.

Last place overall now belongs to New York.

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Global Pharma Deploys Semantelli to Monitor Patient Safety in Mobile Health Apps

BRIDGEWATER, N.J., Oct. 9, 2012 /PRNewswire-iReach/ — Semantelli Corporation announced today that a global, multibillion specialty pharmaceutical company has deployed Semantelli’s AETrackerTM to detect and manage adverse events and product complaints generated in company sponsored mobile applications.

(Photo: http://photos.prnewswire.com/prnh/20121009/CG89411)

AETracker is the healthcare industry’s only software solution that detects and manages Adverse Events in company sponsored social media and mobile apps.

“We are really excited about this development in the #mhealth sector.  By deploying Semantelli, companies are starting to ensure sponsored mobile applications are compliant from pharmacovigilance perspective.  There are thousands of mobile health applications available on smart phones and tablets.  The majority of them are not even in the sponsor’s pharmacovigilance radar.  We feel all of these applications require monitoring on an ongoing basis.” said Siva Nadarajah, CEO of Semantelli Corp.

There are close to 13,000 health apps available for consumers on iTunes and Google Play. Only 100 of them are approved by FDA. According to Microsoft founder Bill Gates, mobile devices are expected to provide health care to over 500 million people by 2015, improving immunization programs and offering cheap diagnostic tools to combat many of the world’s diseases. 

In August of 2011, Semantelli launched AETracker to help pharmaceutical companies monitor and manage adverse events reported on company owned Facebook pages.  Due to customer demand, AETracker was later extended to monitor mobile apps and other sponsored social outlets.  Since the launch, AETracker has been deployed by some of the top 10 pharmaceutical and healthcare companies.

About AETrackerTM

Powered by patent pending technology and 24×7 pharmacovigilance support, AETracker helps pharmaceutical companies monitor and respond to potential adverse events, product complaints and off-label comments on company sponsored social media and mobile applications.

About Semantelli

Semantelli is the leader in Semantic based enterprise listening solutions for the global life sciences industry.  Companies use Semantelli’s compliance sensitive solutions to monitor social media, web, and internal unstructured data sources to find previously unknown early warnings, threats, and opportunities.  Semantelli’s customers have found immediate ROI, ranging from spotting early compliance warnings, new trends, targeted promotions and engaging doctors who have shown signs of switching to other brands.

Semantelli is a privately-held company headquartered in Bridgewater, NJ.

For more information go to: http://www.semantelli.com/pharma/

Media Contact: John Jason Semantelli Corp., 1-866-277-9057, sales@semantelli.com

News distributed by PR Newswire iReach: https://ireach.prnewswire.com

WXGA 7U Rack Mount Monitor targets naval applications.

In order to meet the growing demands for larger widescreen display monitors in naval applications, VarTech Systems Inc. has engineered the VT190RWP2; a 16:10, 7U, rack mount monitor with a stunning WXGA (1440 X 900)  resolution display that is fully compatible with most marine electronics and computers. The VT190RWP2, which has a 0 to 50C operating temperature, consists of a 250 nits brightness LCD flat panel with an external, manual, full range dimming dial allowing for fluent 0 to 100 percent display illumination. This makes the VT190RWP2 a valuable addition to any sea vessel’s open cockpit or control room where there is a high degree of ambient outdoor lighting as well as night time conditions when less brightness is needed.

The marine grade VT190RWP2 display monitor’s mounting provisions include pass-through holes for easy installation into any console along with rugged front handles granting easy placement and retrieval during installs and/or removal. The monitor’s rugged black-powder coated aluminum front bezel increases its resistance to corrosion from harsh elements such as splashing salt and fresh water, mud, dirt and debris. The VT190RWP2 can be configured optionally with either resistive or capacitive touch screens, integrating well into marine computer systems and eliminating the need for a mouse and keyboard. Another testament to this marine grade monitor’s versatility is its optional power supply sources which can include either 12VDC or 9 – 36VDC.

The VT190RWP2 widescreen marine monitor can be used in a number of maritime environments and workflows. It can serve in sonar and underwater imaging, radar for vessel navigation, open cockpits, camera and video systems, fly bridges, pilot houses and cabins.     

VarTech Systems Inc. is an ISO 9001 registered company specializing in the manufacturing of military, marine and industrial grade displays and computer workstations. For more information on the VT190RWP2 nautical monitor display or Vartech’s complete line of PowerVue series marine monitors, please visit http://www.vartechsystems.com/product….

Monitor reveals most banks pass on rate cut

THE National Farmers’ Federation (NFF) has released the November Agribusiness Loan Monitor, which shows that four financial institutions have reduced their agribusiness loans off the back of the Reserve Bank of Australia (RBA) decision to cut interest rates earlier this month.

Suncorp Agribusiness, Commonwealth Bank Agribusiness, ANZ Agribusiness and NAB Agribusiness have each reduced their term loan rates by between 0.20 percent and 0.25 percent in response to the official RBA reduction of 0.25 percent.

“The NFF Agribusiness Loan Monitor is designed to compare and contrast the agribusiness loan rates of the major banks and other financial institutions to help farmers and rural businesses get a clear understanding of loan and interest rates,” NFF Economics Committee Chair John McKillop said.

“In the past, it has been very difficult for farmers to access this kind of information, which is why we developed the Monitor – to make the market more transparent.

“Since the Monitor’s introduction in June, it has shown that interest rates have remained steady, mirroring the stability of the official cash rate.

“But now, with the RBA reducing interest rates to 4.5 percent, the Monitor shows us which banks have responded with reductions in their financial products.

“We hope that this information will allow farmers to compare products on the market and make informed decisions about banking products, loan rates and portability options should they decide to switch banks,” Mr McKillop said.

Key results from the November Monitor show that the Commonwealth Bank Agribusiness and Suncorp Agribusiness have both dropped their term loan rates by 0.25 percent, while ANZ Agribusiness has reduced its business loan variable rate by 0.23 percent and NAB Agribusiness by 0.20 percent.

In overdrafts, Suncorp Agribusiness has reduced its rate down by 1.64 percent, while the Commonwealth Bank has made a reduction of 0.25 percent.

The NFF Agribusiness Loan Monitor for November is available from the NFF website: www.nff.org.au/pub lications.html. The NFF provides this valuable tool to all Australian farmers in partnership with Canstar Cannex.